9. These Guidelines are also addressed to financial institutions as defined in Article 4(1) of …

These Guidelines are also addressed to financial institutions as defined in Article 4(1) of Regulation No 1093/2010 that are institutions as defined in point (3) of Article 4(1) of Regulation (EU) No 575/2013 (CRR), third-country branches, as defined in point (1) of Article 47(3) of Directive 2013/36/EU, investment firms as defined in point (1) of Article 4(1) of Directive (EU) 2014/65 (MiFID II) with the exception of small and non-interconnected investment firms under Article 12(1) of Regulation (EU) 2019/2033, payment institutions as defined in Article 4(4) of Directive (EU) 2015/2336, electronic money institutions within the meaning of Directive 2009/110/EC and, issuers of asset referenced tokens (ARTs) as defined in Article 3(1), point 10 of Regulation (EU) 2023/1114 and creditors as defined in point (2) of Article 4 of Directive 2014/17/EU (MCD) (²⁵ ) which are financial institutions referred to in this paragraph. In line with Article 3(3) of Directive 2013/36/EU, these Guidelines are also addressed to financial holding companies and mixed financial holding companies that have been granted approval in accordance with Article 21a(1) of that Directive. For the purposes of these Guidelines, entities referred to in this paragraph should collectively be referred to as ‘financial entities’ .

²⁵ Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (OJ L 60, 28.2.2014, pp. 34 – 85, ELI: http://data.europa.eu/eli/dir/2014/17/oj).

1. Преглед

1.1 Препратки

• Член 4 1.
• Член 12 1.

1.2 Идентифицирани изисквания

1.3 Свързани стандарти

2. Идентифицирани изисквания

3. Свързани стандарти

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