B – Data breakdown for direct debits

Item transactions Payment Fraudulent transactions payment

2 Direct debits X X 2.1 Of which consent given via an electronic mandate X X

of which fraudulent direct debits by fraud type:

2.1.1.1 Unauthorised payment transactions X 2.1.1.2 Manipulation of the payer by the fraudster to consent to a direct debit X 2.2 Of which consent given in another form than an electronic mandate X X

of which fraudulent direct debits by fraud type: 2.2.1.1 Unauthorised payment transactions X 2.2.1.2 Manipulation of the payer by the fraudster to consent to a direct debit X

Losses due to fraud per liability bearer: Total losses The reporting payment service provider X The payment service user (payee) X Others X

Validation 2.1 + 2.2 = 2

2.1.1.1 + 2.1.1.2 = fraudulent payment transaction figure of 2.1

2.2.1.1 + 2.2.1.2 = fraudulent payment transaction figure of 2.2

32

1. Oversigt

1.1 Referencer

1.2 Identificerede krav

1.3 Relaterede standarder

2. Identificerede krav

3. Relaterede standarder

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/