90. Competent authorities should exercise flexibility to be able to adapt their use of supervisory …

Competent authorities should exercise flexibility to be able to adapt their use of supervisory tools also in response to emerging ML/TF risks within the subject of assessment, sector or subsector as they arise. This means that where competent authorities have identified an emerging ML/TF risk, either through AML/CFT returns, other supervisory tools or other means, they should consider whether a further and more intrusive assessment through an off-site review or an on-site inspection may be necessary to ensure that the subjects of assessment ’s systems and controls are sufficiently robust to mitigate the emerging risk. Therefore, on-site inspections allow competent authorities to:

• a) develop a deeper understanding of the subject of assessment ’ s overall approach towards AML/CFT, including practices, governance, staff behaviours and culture;
• b) discuss potential risks, the results of supervisory activities, as well as problems which the subject of assessment might be facing and ways to solve them;
• c) communicate their supervisory expectations directly to subjects of assessment.

1. Übersicht

1.1 Referenzen

1.2 Identifizierte Anforderungen

1.3 Zugehörige Standards

2. Identifizierte Anforderungen

3. Zugehörige Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.