Guideline 4: Geographical breakdown

4.1 The payment service provider should report data for transactions that are domestic, cross border within the European Economic Area (EEA), and cross-border outside the EEA.

4.2 For non-card based payment transactions, and remote card based payment transactions, ‘domestic payment transactions’ refer to payment transactions initiated by a payer, or by or through a payee, where the payer’s payment service provider and the payee’s payment service provider are located in the same Member State.

4.3 For non-remote card-based payment transactions, ‘domestic payment transactions’ refer to payment transactions where the payer’s payment service provider (issuer), the payee’s payment service provider (acquirer) and the point of sale (POS) or automated teller machine (ATM) used are located in the same Member State.

4.4 For EEA branches, domestic payment transactions refer to the payment transactions where both the payer’s and the payee’s payment service providers are in the host Member State where the branch is established.

19 4.5 For non-card based payment transactions and remote card based payment transactions, ‘cross-border payment transaction within the EEA’ refers to a payment transaction initiated by a payer, or by or through a payee, where the payer’s payment service provider and the payee’s payment service provider are located in different Member States.

4.6 For non-remote card-based payment transactions, ‘cross-border payment transactions within the EEA’ refer to payment transactions where the payer’s payment service provider (issuer) and the payee’s payment service provider (acquirer) are in different member states or the payer’s payment service provider (issuer) is located in a Member State different from that of the POS or ATM.

4.7 ‘Cross-border payment transactions outside the EEA’ refer to payment transactions initiated by a payer, or by or through a payee, where either the payer’s or the payee’s payment service provider is located outside the EEA while the other is located within the EEA.

4.8 A payment service provider offering payment initiation services should report the executed payment transactions it initiated and the executed fraudulent transactions it initiated in accordance with the following:

• a. ‘Domestic payment transactions’ refer to payment transactions, where the payment initiation service provider and the account servicing payment service provider are located in the same Member State;
• b. ‘Cross-border payment transactions within the EEA’ refer to payment transactions, where the payment initiation service provider and the account servicing payment service provider are located in different Member States;
• c. ‘Cross-border payment transactions outside the EEA’ refer to payment transactions, where the payment initiation service provider is within the EEA and the account servicing payment service provider is located outside the EEA.

1. Übersicht

1.1 Referenzen

1.2 Identifizierte Anforderungen

1.3 Zugehörige Standards

2. Identifizierte Anforderungen

3. Zugehörige Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/