 A1

These Guidelines supplement other EBA guidelines that may be relevant to product over-sight and governance, in particular, the EBA Guidelines on Internal Governance under Article 74 of the CRD. These Guidelines should also be read in conjunction with the EBA Guidelines on the sound management of third-party risk regarding non-ICT services² and the EBA Guidelines on management of ESG risks³ for the financial institutions in their respective scope of application.

•  O

² EBA Guidelines on the sound management of third-party risk regarding non-ICT services

³ EBA/GL/2025/01: : Final Guidelines on the management of ESG risks.pdf

These Guidelines apply to all products brought to the market after the implementation date of the Guidelines as well as to all existing products on the market that are signifi-cantly changed after the implementation date of these Guidelines. Competent authori-ties may wish to consider applying relevant Guidelines, such as Guidelines 5 and 6, to products that were brought to the market before the implementation date of the Guide-lines.