+ A1

 A1

12.1 The distributor should take into account the information provided by the manufacturer and disclose to the consumer, including, where applicable, for the product with ESG fea-tures, a description of the main characteristics of the product, its risks, and the total price of the product to be paid by the consumer, including all related fees, charges, and ex-penses, as well as providing additional material supplied by the manufacturer to be used by the target market.

12.1a The distributor should, for products with ESG features offered and sold, ensure that sus-tainability related communication is fair, clear, and not misleading, and that sustainability claims are accurate, substantiated, up to date, provide a fair representation of the insti-tution’s overall profile or the profile of the product, and are presented in an understand-able manner , as also set out in existing the greenwashing-risk related requirements in the EBA Guidelines on the management of ESG risks.

  •  O

12.2 The distributor should sell the product to a consumer who does not belong to the target market only on a justified basis. The distributor should also be able to provide information to justify to the manufacturer why it offered a product to a consumer who does not belong to the target market.

12.3 In order to assist the manufacturers in their obligation of product monitoring, the distrib-utor should collect information to permit the manufacturer to decide whether the prod-uct the distributor brings to the market meets the interests, objectives and characteristics of the target market on an ongoing basis.

12.4 If the distributor identifies any problems regarding the product features, product infor-mation or the target market when offering and selling products, the distributor should promptly inform the manufacturer of the issue.

1. Επισκόπηση

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Τίτλος Κανονισμός

1.1 Παραπομπές

1.2 Εντοπισμένες απαιτήσεις

1.3 Σχετικά πρότυπα

2. Εντοπισμένες απαιτήσεις

Απαιτήσεις
Πηγή Απαίτηση

3. Σχετικά πρότυπα

Πρότυπα
Πηγή Απαίτηση
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/