+7.3 Forbearance and performing status
---+7.3.1 Forbearance
------+150. For the purpose of implementing forbearance measures, credit institutions should be able to …
------+151. The assessment of any financial difficulties on the part of a borrower should be based on the …
------+152. Exposures should not be identified as forborne when concessions are made to borrowers who are …
------+153. Granting new conditions such as a new interest rate more favourable than the rate borrowers …
------+154. Borrowers may request modifications in the contractual conditions of their loans without …
---+7.3.2 Classification of FBEs as non-performing
------+155. When granting forbearance measures to performing exposures, credit institutions should assess …
------+156. When assessing if FBEs should be classified as non-performing, credit institutions should …
---+7.3.3 Cure/exit from non-performing status
------+157. Credit institutions should reclassify NPEs, including FBEs, as performing in accordance with …
------+158. Credit institutions’ policies for the reclassification of non-performing FBEs should specify …
------+159. In addition, where a borrower has other exposures to a credit institution that are not the …
------+160. The existence of contract terms that extend the repayment period, such as grace periods for …
---+7.3.4 Identification of exposures as performing FBEs
------+161. Once FBEs are classified as performing, either because they have met the conditions for being …
------+162. Credit institutions’ policies for identifying performing FBEs should specify practices for …
------+163. In accordance with paragraph 260 of Annex V to Commission Implementing Regulation (EU) No …

7.3 Forbearance and performing status

7.3 Forbearance and performing status

1. Overview

,
7.3.1 Forbearance

7.3.1 Forbearance
7.3.2 Classification of FBEs as non-performing

7.3.2 Classification of FBEs as non-performing
7.3.3 Cure/exit from non-performing status

7.3.3 Cure/exit from non-performing status
7.3.4 Identification of exposures as performing FBEs

7.3.4 Identification of exposures as performing FBEs

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements

3. Related Standards

Standards
  • EBA -

    EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

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