174. For the purposes of the sensitivity analysis under adverse market and idiosyncratic events …

For the purposes of the sensitivity analysis under adverse market and idiosyncratic events, institutions should, in addition to the events specified in Section 5.2.5 and Section 5.2.6, take into account the following, as applicable:

• a. reletting, including a change in the rental prices, lease length in relation to loan term service charges, an increase in vacancy rates, maintenance and refurbishment costs, rent-free periods and letting inducement;
• b. risks and delays associated with refinancing;
• c. capital expenditure risk;
• d. other relevant criteria. 5.2.8 Lending for real estate development

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

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