88. For this purpose, competent authorities should review the analysis of the trends in the target …

For this purpose, competent authorities should review the analysis of the trends in the target market that may have an impact on the institution’s performance and profitability. These may include, on a case-by-case basis, regulatory and macroprudential trends (e.g. changes to retail banking product distribution legislation or changes in maximum loan-to-value ratios allowed for mortgages), technological trends (e.g. moves to electronic platforms for certain types of trading) and societal/demographic trends (e.g. customer composition, product switches as a result of changing market trends, greater demand for Islamic banking facilities).

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.