103. Competent authorities should gain a clear understanding of the various revenue models (e.g. …

Competent authorities should gain a clear understanding of the various revenue models (e.g. interest-income-based (e.g. customer credit business) or fee-income-based (e.g. trade finance, correspondent banking, custody or advisory services), the specific revenue drivers, the key performance indicators and the level of risk of the related business lines. In all cases, they should gain a clear understanding of the applicant credit institution’s revenue model, how it expects to generate income in both business-as-usual and stress situations and the credibility of the underlying assumptions.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

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