13. For the purpose of applying the principle of proportionality and in order to ensure the …

For the purpose of applying the principle of proportionality and in order to ensure the appropriate implementation of the governance requirements of Directive (EU) 2021/2167 as further specified by these Guidelines, the following criteria should be taken into account by credit servicers and competent authorities:

• a. the size of the credit servicer as indicated by the number of staff;
• b. the volume of debt and the number of credit servicing agreements that the credit servicer manages;
• c. the legal form of the credit servicer;
• d. whether the credit servicer is listed or not;
• e. whether or not the credit servicer is part of a group subject to Directive 2013/36/EU on a consolidated basis and, if so, the proportionality assessment for the group;
• f. whether cross-border activities are performed and the size of the operations in each jurisdiction;
• g. the nature and complexity of all business activities the credit servicer performs, and the credit servicer ’ s organisational structure; and
• h. the scope and complexity of existing outsourcing or service provision arrangements with other credit service providers.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.