+CHAPTER XII CREDITORS AND CREDIT INTERMEDIARIES
---+Article 37 Admission, registration and supervision of non-credit institutions and non-payment institutions
------+Article 37 1.
------+Article 37 2.
------+Article 37 3.
---+Article 38 Specific obligations for credit intermediaries
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CHAPTER XII CREDITORS AND CREDIT INTERMEDIARIES
CHAPTER XII CREDITORS AND CREDIT INTERMEDIARIES
1. Overview
| Summary |
Regulation |
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Article 37 Admission, registration and supervision of non-credit institutions and non-payment institutions
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Article 38 Specific obligations for credit intermediaries
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Article 38
Specific obligations for credit intermediaries
Member States shall require that credit intermediaries:
(a)
indicate, in advertising and documentation intended for consumers, the extent of their powers and whether they work exclusively with one or more creditors or as an independent intermediary;
(b)
disclose to the consumer any fees payable by the consumer to the credit intermediary for services to be provided;
(c)
reach an agreement with the consumer on any fees referred to in point (b) on paper or another durable medium before the conclusion of the credit agreement;
(d)
communicate any fees referred to in point (b) to the creditor, for the purpose of calculation of the annual percentage rate of charge.
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1.1 References
1.2 Identified Requirements
1.3 Related Standards
2. Identified Requirements
Requirements
| Source |
Requirement |
3. Related Standards
Standards
| Source |
Requirement |
- Builddate: 30.10.2023 00:00:00 -Doknr: CELEX:32023L2225
- EULAW -
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