+CHAPTER 1 Payment institutions
---+Section 1 General rules
------+Article 5 Applications for authorisation
---------+Article 5 1.
---------+Article 5 2.
---------+Article 5 3.
---------+Article 5 4.
---------+Article 5 5.
---------+Article 5 6.
---------+Article 5 7.
------+Article 6 Control of the shareholding
---------+Article 6 1.
---------+Article 6 2.
---------+Article 6 3.
---------+Article 6 4.
------+Article 7 Initial capital
------+Article 8 Own funds
---------+Article 8 1.
---------+Article 8 2.
---------+Article 8 3.
------+Article 9 Calculation of own funds
---------+Article 9 1.
---------+Article 9 2.
---------+Article 9 3.
------+Article 10 Safeguarding requirements
---------+Article 10 1.
---------+Article 10 2.
------+Article 11 Granting of authorisation
---------+Article 11 1.
---------+Article 11 2.
---------+Article 11 3.
---------+Article 11 4.
---------+Article 11 5.
---------+Article 11 6.
---------+Article 11 7.
---------+Article 11 8.
---------+Article 11 9.
------+Article 12 Communication of the decision
------+Article 13 Withdrawal of authorisation
---------+Article 13 1.
---------+Article 13 2.
---------+Article 13 3.
------+Article 14 Registration in the home Member State
---------+Article 14 1.
---------+Article 14 2.
---------+Article 14 3.
---------+Article 14 4.
------+Article 15 EBA register
---------+Article 15 1.
---------+Article 15 2.
---------+Article 15 3.
---------+Article 15 4.
---------+Article 15 5.
------+Article 16 Maintenance of authorisation
------+Article 17 Accounting and statutory audit
---------+Article 17 1.
---------+Article 17 2.
---------+Article 17 3.
---------+Article 17 4.
------+Article 18 Activities
---------+Article 18 1.
---------+Article 18 2.
---------+Article 18 3.
---------+Article 18 4.
---------+Article 18 5.
---------+Article 18 6.
---+Section 2 Other requirements
------+Article 19 Use of agents, branches or entities to which activities are outsourced
---------+Article 19 1.
---------+Article 19 2.
---------+Article 19 3.
---------+Article 19 4.
---------+Article 19 5.
---------+Article 19 6.
---------+Article 19 7.
---------+Article 19 8.
------+Article 20 Liability
---------+Article 20 1.
---------+Article 20 2.
------+Article 21 Record-keeping
---+Section 3 Competent authorities and supervision
------+Article 22 Designation of competent authorities
---------+Article 22 1.
---------+Article 22 2.
---------+Article 22 3.
---------+Article 22 4.
---------+Article 22 5.
------+Article 23 Supervision
---------+Article 23 1.
---------+Article 23 2.
---------+Article 23 3.
------+Article 24 Professional secrecy
---------+Article 24 1.
---------+Article 24 2.
---------+Article 24 3.
------+Article 25 Right to apply to the courts
---------+Article 25 1.
---------+Article 25 2.
------+Article 26 Exchange of information
---------+Article 26 1.
---------+Article 26 2.
------+Article 27 Settlement of disagreements between competent authorities of different Member States
---------+Article 27 1.
---------+Article 27 2.
------+Article 28 Application to exercise the right of establishment and freedom to provide services
---------+Article 28 1.
---------+Article 28 2.
---------+Article 28 3.
---------+Article 28 4.
---------+Article 28 5.
------+Article 29 Supervision of payment institutions exercising the right of establishment and freedom to provide services
---------+Article 29 1.
---------+Article 29 2.
---------+Article 29 3.
---------+Article 29 4.
---------+Article 29 5.
---------+Article 29 6.
---------+Article 29 7.
------+Article 30 Measures in case of non-compliance, including precautionary measures
---------+Article 30 1.
---------+Article 30 2.
---------+Article 30 3.
---------+Article 30 4.
------+Article 31 Reasons and communication
---------+Article 31 1.
---------+Article 31 2.
---+Section 4 Exemption
------+Article 32 Conditions
---------+Article 32 1.
---------+Article 32 2.
---------+Article 32 3.
---------+Article 32 4.
---------+Article 32 5.
---------+Article 32 6.
------+Article 33 Account information service providers
---------+Article 33 1.
---------+Article 33 2.
------+Article 34 Notification and information

CHAPTER 1 Payment institutions

CHAPTER 1 Payment institutions

1. Overview

,
Section 1 General rules Section 1 General rules
Section 2 Other requirements Section 2 Other requirements
Section 3 Competent authorities and supervision Section 3 Competent authorities and supervision
Section 4 Exemption Section 4 Exemption

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements

3. Related Standards

Standards