91. If the borrower is likely to face financial difficulties in meeting the contractual loan …

If the borrower is likely to face financial difficulties in meeting the contractual loan obligations, institutions and creditors should request, from the borrower, reliable documentation demonstrating realistic projections of their ability to maintain solvency. In this case, both information from third parties, such as tax advisors, auditors and other experts, and information from borrowers may be used.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/