+156. Institutions should assess the sustainability and feasibility of the borrower’s financial …

156. Institutions should assess the sustainability and feasibility of the borrower’s financial …

Institutions should assess the sustainability and feasibility of the borrower’s financial position and the future repayment capacity under potential adverse conditions that may occur in the duration of the loan agreement. To this end, institutions should carry out a single- or multifactor sensitivity analysis, considering market and idiosyncratic events, or a combination of any of them.

1. Overview

,
Summary Regulation

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements
Source Requirement

3. Related Standards

Standards
Source Requirement
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/