262. Institutions should assess risks associated with the refinancing of existing debt, monitoring …

Institutions should assess risks associated with the refinancing of existing debt, monitoring loans with bullet/balloon repayment terms separately from other loans on a regular basis. They should analyse potential effects on a borrower’s inability to roll over/refinance existing debt, and include inter alia a forward-looking macroeconomic outlook and access to capital markets as well as other types of debt structures. Institutions should closely monitor the borrowers’ ability to repay or refinance their debts throughout a loan’s lifecycle and not just when the borrower is approaching the end of a loan’s term.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

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