+ANNEX III REPORTING SCHEMES

ANNEX III REPORTING SCHEMES

ANNEX III

REPORTING SCHEMES

Cells highlighted in grey represent the reporting requirements. Payment service providers should report Tables 1 to 6 and Table 9; payment system operators should report Tables 7 and 8. There are two versions of Tables 4 and 5, only one of which should be reported. Tables 4a and 5a should be reported by all payment service providers which have not been granted a derogation pursuant to Article 4, whereas reporting agents which have been granted a derogation pursuant to Article 4(2) and (3) should report the statistical information in Tables 4b and 5b. The geographical breakdowns are explained in detail at the end of this Annex.

Table 1 is reported by all PSPs, except those granted derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 1

Institutions offering payment services to non-monetary financial institutions (non-MFIs)

(End of period; number in actual units; value in EUR; Geo 0 except when otherwise indicated)

	Number	Value
Credit institutions
Number of overnight deposits
of which:
Number of internet/PC-linked overnight deposits
Number of transferable overnight deposits
of which:
Number of internet/PC-linked transferable overnight deposits
Number of payment accounts
Number of e-money accounts
Outstanding value on e-money storages issued (1)
Account Information Services Providers
Number of clients	Geo 3
Electronic money institutions
Number of payment accounts
Number of e-money accounts
Outstanding value on e-money storages issued (1)
Payment institutions
Number of payment accounts
Account Information Services Providers
Number of Clients	Geo 3
Other PSPs and e-money issuers
Number of payment accounts
Number of e-money accounts
Outstanding value on e-money storages issued (1)
Account Servicing Payment Services Providers
Number of payment accounts accessed by Account Information Service Providers	Geo 3
(1) Outstanding value on e-money storages issued by e-money issuers.

Table 2 is reported by all PSPs, except those granted a derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 2

Card functions

(End of period; number in actual units; Geo 0)

Cards issued by resident PSPs	Number
Cards with a cash function
Cards with a payment function (except cards with an e-money function only)
of which:
Debit card
issued under PCS VISA
issued under PCS MASTERCARD
issued under other PCSs (1)
Delayed debit card
issued under PCS VISA
issued under PCS MASTERCARD
issued under other PCSs2
Credit card
issued under PCS VISA
issued under PCS MASTERCARD
issued under other PCSs (1)
Cards with an e-money function
Cards on which e-money can be stored directly
of which:
Cards with an e-money function that have been loaded at least once
Cards which give access to e-money stored on e-money accounts
Total number of cards (irrespective of the number of functions on the card)
of which:
Cards with a combined debit, cash and e-money function
Cards with a contactless payment function
(1) Cards issued under each other PCS should be reported separately in the manner required by the NCB.

Table 3 is reported by all PSPs, except those granted derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 3

Card accepting devices

(End of period; number in actual units; Geo 3)

Terminals provided by resident PSPs	Number
ATMs
of which:
ATMs with a cash withdrawal function
ATMs with a credit transfer function
ATMs accepting contactless transactions
POS terminals
of which:
EFTPOS terminals
of which:
accepting contactless transactions
accepting e-money card transactions
E-money card terminals
of which:
E-money card loading and unloading terminals
E-money card accepting terminals

Table 4a is reported by all PSPs, except those granted derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 4a

Payment transactions involving non-MFIs

(Total for the period; Geo 3 () except when otherwise indicated; number of transactions in millions; value of transactions in EUR millions)

	Sent			Received
	Total	Remote	Non-remote	Total	Remote	Non-remote
Credit transfers
Credit transfers (total)
Initiated in paper-based form
Initiated electronically
Initiated in a file/batch
Initiated on a single payment basis
of which:
Online banking based credit transfer
of which:
E-commerce payments
ATM or other PSP terminal
Mobile payment solution
of which:
P2P mobile payment solution
of which:
Processed by credit transfer schemes (2)
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA (3):
Low value
Payment to self
Trusted beneficiaries
Recurring transaction
Secure corporate payment processes and protocols
Transaction Risk Analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Other
of which:
Initiated by PISP
Direct debits
Direct debits (total)
Initiated in a file/batch
Initiated on a single payment basis
Consent given via an electronic mandate
Processed by direct debit schemes (2)
Consent given in other forms
Processed by direct debit schemes (2)
Card-based payment transactions
Card-based payment transactions with card-based payment instruments issued by resident PSPs [sent] / acquired by resident PSPs (except cards with an e-money function only) [received]
initiated non-electronically
initiated electronically
of which:
Mobile payment solution
of which:
P2P mobile payment solution
Initiated at a physical EFTPOS
of which:
Contactless payments
of which:
Near Field Communication (NFC) payments
Initiated at an ATM
Others
of which:
Processed by payment card schemes (2)
of which:
with debit cards
with delayed debit cards
with credit cards
of which:
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA (3):
Trusted beneficiaries
Recurring transaction
Contactless low value
Unattended terminals for transport fares or parking fees
Low value
Secure corporate payment processes and protocols
Transaction risk analysis
Merchant initiated transactions (MIT)
Other
Cash withdrawals
Cash withdrawals using card-based payment instruments (except e-money transactions) (total)
Processed by payment card schemes (2)
of which:
with debit cards
with delayed debit cards
with credit cards
E-money payment transactions
E-money payment transactions with e-money issued by resident PSPs (total)
With cards on which e-money can be stored directly
With e-money accounts
of which:
Accessed through a card
Mobile payment solution
of which:
P2P payment solution
Others
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA:
Low value
Trusted beneficiaries
Recurring transaction
Payment to self
Secure corporate payment processes and protocols
Transaction risk analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Merchant initiated transactions (MIT)
Other
Cheques
Money remittances
Other payment services
Total payment transactions involving non-MFIs
Payment initiation services
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
of which broken down by payment instrument:
Credit transfers
Other
Other services (not included in Directive (EU) 2015/2366)
Credits to the accounts by simple book entry	Geo_0
Debits from the accounts by simple book entry	Geo_0
Others	Geo_0
(1) For cross-border card-based payment transactions, the residency of the counterpart and the location of the POS are reported together. For card-based payment transactions initiated remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the point of sale is located. For card-based payment transactions initiated non-remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the physical terminal is located. Received payment transactions initiated remotely are reported to identify the country of the sending PSP and the country in which the point of sale is located. Received payment transactions initiated non-remotely are reported to identify the country of the sending PSP and the country in which the physical point of sale is located (2) Reported for each scheme separately. (3) The reason for authentication via non-SCA are not broken down by scheme.

Table 4b is reported only by PSPs granted a derogation pursuant to Article 4(2) and (3) on an annual basis, with a half-yearly breakdown.

Table 4b

Payment transactions involving non-MFIs reported by reporting agents granted a derogation

(Total for the period, Geo 3 (), number of transactions in millions, value of transactions in EUR millions)

	Sent			Received
	Total	Remote	Non -remote	Total	Remote	Non-remote
Credit transfers
Credit transfers (total)
Initiated in paper-based form
Initiated electronically
of which:
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA:
Low value
Payment to self
Trusted beneficiaries
Recurring transaction
Secure corporate payment processes and protocols
Transaction Risk Analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Other
of which:
Initiated by PISP
Direct debits
Direct debits (total)
Consent given via an electronic mandate
Consent given in other forms
Card-based payment transactions
Card-based payment transactions with card-based payment instruments issued by resident PSPs [sent] / acquired by resident PSPs (except cards with an e-money function only) [received]
initiated non-electronically
initiated electronically
of which:
with debit card
with delayed debit card
with credit card
of which:
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA:
Trusted beneficiaries
Recurring transaction
Contactless low value
Unattended terminals for transport fares or parking fees
Low value
Secure corporate payment processes and protocols
Transaction risk analysis
Merchant initiated transactions (MIT)
Other
Cash withdrawals
Cash withdrawals using card-based payment instruments (except e-money transactions) (total)
of which:
with debit cards
with delayed debit cards
with credit cards
E-money payment transactions
E-money payment transactions with e-money issued by resident PSPs (total)
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
Reason for authentication via non-SCA:
Low value
Trusted beneficiaries
Recurring transaction
Payment to self
Secure corporate payment processes and protocols
Transaction risk analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Merchant initiated transactions (MIT)
Other
Money remittances
Payment initiation services
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
of which broken down by payment instrument:
Credit transfers
Other
(1) For cross-border card-based payment transactions, the residency of the counterpart and the location of the POS are reported together. For card-based payment transactions initiated remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the point of sale is located. For card-based payment transactions initiated non-remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the physical terminal is located. Received payment transactions initiated remotely are reported to identify the country of the sending PSP and the country in which the point of sale is located. Received payment transactions initiated non-remotely are reported to identify the country of the sending PSP and the country in which the physical point of sale is located

Table 5a is reported by all PSPs, except those granted a derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 5a

Fraudulent payment transactions involving non-MFIs

(Total for the period; Geo 3 (), number of transactions in millions, value of transactions in EUR millions) except when otherwise indicated; number of transactions in millions; value of transactions in EUR millions)

	Sent			Received
	Total	Remote	Non-remote	Total	Remote	Non-remote
Fraudulent credit transfers
Fraudulent credit transfers (total)
Initiated in paper-based form
Initiated electronically
Initiated in a file/batch
Initiated on a single payment basis
of which:
Online banking based credit transfer
of which:
E-commerce payments
ATM or other PSP terminal
Mobile payment solution
of which:
P2P mobile payment solution
of which:
Processed by credit transfer schemes (2)
Authenticated via strong customer authentication (SCA)
of which fraudulent credit transfers by origin:
Issuance of a payment order by the fraudster
Modification of a payment order by the fraudster
Manipulation of the payer by the fraudster to issue a payment order
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent credit transfers by origin:
Issuance of a payment order by the fraudster
Modification of a payment order by the fraudster
Manipulation of the payer by the fraudster to issue a payment order
Reason for authentication via non-SCA (3):
Low value
Payment to self
Trusted beneficiaries
Recurring transaction
Secure corporate payment processes and protocols
Transaction Risk Analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Other
of which:
Initiated by PISP
of which losses due to fraud per liability bearer: (4)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent direct debits
Fraudulent direct debits (total)
Initiated in a file/batch
Initiated on a single payment basis
Consent given via an electronic mandate
Processed by direct debit schemes (2)
of which fraudulent direct debits by origin:
Unauthorised payment transaction
Manipulation of the payer
Consent given in other forms
Processed by direct debit schemes (2)
of which fraudulent direct debits by origin:
Unauthorised payment transaction
Manipulation of the payer
of which losses due to fraud per liability bearer: (4)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent Card-based payment transactions
Fraudulent card-based payment transactions with card-based payment instruments issued by resident PSPs [sent] / acquired by resident PSP (except cards with an e-money function only) [received]
initiated non-electronically
initiated electronically
of which:
Mobile payment solution
of which:
P2P mobile payment solution
Initiated at a physical EFTPOS
of which:
Contactless payments
of which:
Near Field Communication (NFC) payments
Initiated at an ATM
Others
of which:
Processed by payment card schemes (2)
of which:
with debit cards
with delayed debit cards
with credit cards
of which:
Authenticated via strong customer authentication (SCA)
of which fraudulent card payments by origin:
Issuance of a payment order by the fraudster
Lost or Stolen card
Card Not Received
Counterfeit card
Card details theft
Others
Modification of a payment order by the fraudster
Manipulation of the payer to make a card payment
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent card payments by origin:
Issuance of a payment order by the fraudster
Lost or Stolen card
Card Not Received
Counterfeit card
Card details theft
Others
Modification of a payment order by the fraudster
Manipulation of the payer to make a card payment
Reason for authentication via non-SCA (3):
Trusted beneficiaries
Recurring transaction
Contactless low value
Unattended terminals for transport fares or parking fees
Low value
Secure corporate payment processes and protocols
Transaction risk analysis
Merchant initiated transactions (MIT)
Other
of which losses due to fraud per liability bearer: (4)
The reporting PSP	Geo1			Geo1
The PSU of the reporting PSP	Geo1			Geo1
Others	Geo1			Geo1
Fraudulent cash withdrawals
Fraudulent cash withdrawals using card-based payment instruments (except e-money transactions) (total)
Processed by payment card schemes (2)
of which:
with debit cards
with delayed debit cards
with credit cards
of which fraudulent cash withdrawal by origin:
Issuance of a payment order (cash withdrawal) by the fraudster
Lost or stolen card
Card Not Received
Counterfeit card
Other
Manipulation of the payer to make a cash withdrawal
of which losses due to fraud per liability bearer: (4)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent e-money payment transactions
Fraudulent e-money payment transactions with e-money issued by resident PSPs (total)
With cards on which e-money can be stored directly
With e-money accounts
of which:
Accessed through a card
Mobile payment solution
of which:
P2P payment solution
Others
Authenticated via strong customer authentication (SCA)
of which fraudulent e-money payments by origin:
Issuance of a payment order by the fraudster
Lost or stolen e-money card
E-money card not received
Counterfeit e-money card
Card details theft
Unauthorised e-money account transaction
Modification of a payment order by the fraudster
Manipulation of the payer to make an e-money payment
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent e-money payments by origin:
Issuance of a payment order by the fraudster
Lost or stolen e-money card
E-money card not received
Counterfeit e-money card
Card details theft
Unauthorised e-money account transaction
Modification of a payment order by the fraudster
Manipulation of the payer to make an e-money payment
Reason for authentication via non-SCA:
Low value
Trusted beneficiaries
Recurring transaction
Payment to self
Secure corporate payment processes and protocols
Transaction risk analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Merchant initiated transactions (MIT)
Other
of which losses due to fraud per liability bearer: (4)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Cheques
Money remittances
Other payment services
Total fraudulent payment transactions involving non-MFIs
Payment initiation services
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
of which broken down by payment instrument:
Credit transfers
Other
(1) For cross-border card-based payment transactions, the residency of the counterpart and the location of the POS are reported together. For card-based payment transactions initiated remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the point of sale is located. For card-based payment transactions initiated non-remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the physical terminal is located. Received payment transactions initiated remotely are reported to identify the country of the sending PSP and the country in which the point of sale is located. Received payment transactions initiated non-remotely are reported to identify the country of the sending PSP and the country in which the physical point of sale is located (2) Reported for each scheme separately. (3) The reason for authentication via non-SCA are not broken down by scheme. (4) Only reported for the value of fraudulent transactions.

Table 5b is reported only by PSPs granted a derogation pursuant to Article 4(2) and (3) on an annual basis, with a half-yearly breakdown.

Table 5b

Fraudulent payment transactions involving non-MFIs reported by reporting agents granted a derogation

(Total for the period, Geo 3 (), number of transactions in millions, value of transactions in EUR millions) except when otherwise indicated, number of transactions in millions, value of transactions in EUR millions)

	Sent			Received
	Total	Remote	Non-remote	Total	Remote	Non-remote
Fraudulent credit transfers
Fraudulent credit transfers (total)
Initiated in paper-based form
Initiated electronically
of which:
Authenticated via strong customer authentication (SCA)
of which fraudulent credit transfers by origin:
Issuance of a payment order by the fraudster
Modification of a payment order by the fraudster
Manipulation of the payer by the fraudster to issue a payment order
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent credit transfers by origin:
Issuance of a payment order by the fraudster
Modification of a payment order by the fraudster
Manipulation of the payer by the fraudster to issue a payment order
Reason for authentication via non-SCA:
Low value
Payment to self
Trusted beneficiaries
Recurring transaction
Secure corporate payment processes and protocols
Transaction Risk Analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Other
of which:
Initiated by PISP
of which losses due to fraud per liability bearer: (2)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent direct debits
Fraudulent direct debits (total)
Consent given via an electronic mandate
of which fraudulent direct debits by origin:
Unauthorised payment transaction
Manipulation of the payer
Consent given in other forms
of which fraudulent direct debits by origin:
Unauthorised payment transaction
Manipulation of the payer
of which losses due to fraud per liability bearer: (2)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent Card-based payment transactions
Fraudulent card-based payment transactions with card-based payment instruments issued by resident PSP [sent] / acquired by resident PSP (except cards with an e-money function only) [received]
initiated non-electronically
initiated electronically
of which:
with debit cards
with delayed debit cards
with credit cards
of which:
Authenticated via strong customer authentication (SCA)
of which fraudulent card payments by origin:
Issuance of a payment order by the fraudster
Lost or Stolen card
Card Not Received
Counterfeit card
Card details theft
Others
Modification of a payment order by the fraudster
Manipulation of the payer to make a card payment
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent card payments by origin:
Issuance of a payment order by the fraudster
Lost or Stolen card
Card Not Received
Counterfeit card
Card details theft
Others
Modification of a payment order by the fraudster
Manipulation of the payer to make a card payment
Reason for authentication via non-SCA:
Trusted beneficiaries
Recurring transaction
Contactless low value
Unattended terminals for transport fares or parking fees
Low value
Secure corporate payment processes and protocols
Transaction risk analysis
Merchant initiated transactions (MIT)
Other
of which losses due to fraud per liability bearer: (2)
The reporting PSP	Geo1			Geo1
The PSU of the reporting PSP	Geo1			Geo1
Others	Geo1			Geo1
Fraudulent cash withdrawals
Fraudulent cash withdrawals using card-based payment instruments (except e-money transactions) (total)
with debit cards
with delayed debit cards
with credit cards
of which fraudulent cash withdrawals by origin:
Issuance of a payment order by the fraudster
Lost or stolen card
Card Not Received
Counterfeit card
Other
Manipulation of the payer to make a cash withdrawal
of which losses due to fraud per liability bearer: (2)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Fraudulent e-money payment transactions
Fraudulent e-money payment transactions with e-money issued by resident PSPs (total)
Authenticated via strong customer authentication (SCA)
of which fraudulent e-money payments by origin:
Issuance of a payment order by the fraudster
Lost or stolen e-money card
E-money card not received
Counterfeit e-money card
Card details theft
Unauthorised e-money account transaction
Modification of a payment order by the fraudster
Manipulation of the payer to make an e-money payment
Authenticated via non-strong customer authentication (non-SCA)
of which fraudulent e-money payments by origin:
Issuance of a payment order by the fraudster
Lost or stolen e-money card
E-money card not received
Counterfeit e-money card
Card details theft
Unauthorised e-money account transaction
Modification of a payment order by the fraudster
Manipulation of the payer to make an e-money payment
Reason for authentication via non-SCA:
Low value
Trusted beneficiaries
Recurring transaction
Payment to self
Secure corporate payment processes and protocols
Transaction risk analysis
Contactless low value
Unattended terminals for transport fares or parking fees
Merchant initiated transactions (MIT)
Other
of which losses due to fraud per liability bearer: (2)
The reporting PSP	Geo1
The PSU of the reporting PSP	Geo1
Others	Geo1
Money remittances
Payment initiation services
Authenticated via strong customer authentication (SCA)
Authenticated via non-strong customer authentication (non-SCA)
of which broken down by payment instrument:
Credit transfers
Other
(1) For cross-border card-based payment transactions, the residency of the counterpart and the location of the POS are reported together. For card-based payment transactions initiated remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the point of sale is located. For card-based payment transactions initiated non-remotely, sent payment transactions are reported to identify the country of the receiving PSP and the country in which the physical terminal is located. Received payment transactions initiated remotely are reported to identify the country of the sending PSP and the country in which the point of sale is located. Received payment transactions initiated non-remotely are reported to identify the country of the sending PSP and the country in which the physical point of sale is located (2) Only reported for the value of fraudulent transactions.

Table 6 is reported by all PSPs, except those granted derogation pursuant to Article 4(2) and (3), on a semi-annual basis.

Table 6

Payment transactions per type of terminal involving non-MFIs

(Total for the period; number of transactions in millions; value of transactions in EUR millions; Geo 3 except when otherwise indicated)

Transactions per type of terminal (1)		Number	Value
a)	Transactions at terminals at which transactions are acquired by resident PSPs with cards issued by resident PSPs
	of which:
	ATM cash withdrawals (except e-money transactions)
	ATM cash deposits (except e-money transactions)
	Other ATM transactions (except e-money transactions)
	POS transactions (except e-money transactions)
	E-money card loading and unloading transactions
	E-money payment transactions with cards with an e-money function
b)	Transactions at terminals at which transactions are acquired by resident PSPs with cards issued by non-resident PSPs
	of which:
	ATM cash withdrawals (except e-money transactions)
	ATM cash deposits (except e-money transactions)
	Other ATM transactions (except e-money transactions)
	POS transactions (except e-money transactions)
	E-money card loading and unloading transactions
	E-money payment transactions with cards with an e-money function
c)	Transactions at terminals at which transactions are acquired by non-resident PSPs with cards issued by resident PSPs
	of which:
	ATM cash withdrawals (except e-money transactions)
	ATM cash deposits (except e-money transactions)
	Other ATM transactions (except e-money transactions)
	POS transactions (except e-money transactions)
	E-money card loading and unloading transactions
	E-money payment transactions with cards with an e-money function

	OTC cash withdrawals	Geo 1	Geo 1
	OTC cash deposits	Geo 1	Geo 1
	Cash advances at POS terminals	Geo 1	Geo 1
(1) The geographical (Geo) breakdowns are based on the location of the terminal.

Table 7 is reported by payment system operators.

Table 7

Participation in selected payment systems

(End of period; number in actual units; Geo 1)

Payment system (other than TARGET2)	Number
Number of participants
Direct participants
Credit institutions
Central bank
Other direct participants
General Government
Clearing and settlement organisations
Other financial institutions
Others
Indirect participants

Table 8 is reported by payment system operators.

Table 8

Payments processed by selected payment systems

(Total for the period; number of transactions in millions; value of transactions in EUR millions; Geo 4 except when otherwise indicated)

	Sent
	Number	Value
Payment system (other than TARGET2) – Large value payments system
Total transactions
Credit transfers
Initiated in paper-based form	Geo 1	Geo 1
Initiated electronically	Geo 1	Geo 1
Direct debits
Card-based payment transactions
ATM cash withdrawals
ATM cash deposits
E-money payment transactions
Cheques
Other payment services
Concentration ratio	Geo 1	Geo 1
Payment system (other than TARGET2) – Retail payments system
Total transactions
Credit transfers
Initiated in paper-based form	Geo 1	Geo 1
Initiated electronically	Geo 1	Geo 1
of which:
Instant	Geo 1	Geo 1
Direct debits
Card-based payment transactions
ATM cash withdrawals
ATM cash deposits
E-money payment transactions
Cheques
Other payment services
Concentration ratio	Geo 1	Geo 1

Table 9 is reported by all PSPs, except those granted a derogation pursuant to Article 4(2) and (3), on a quarterly basis.

Table 9

Quarterly reporting of payment transactions involving non-MFIs

(Total for the period; Geo 6 (); number of transactions in millions; value of transactions in EUR millions)

	Sent
	Total	Remote	Non-remote
Credit transfers
Credit transfers (total)
Initiated electronically
Direct debits
Direct debits (total)
Card-based payment transactions
Card-based payment transactions with card-based payment instruments issued by resident PSPs (except cards with an e-money function only) [sent]
Initiated electronically
of which:
MCC
E-money payment transactions
E-money payment transactions with e-money issued by resident PSPs (total)
Cheques
(1) Cross-border card-based payment transactions initiated remotely are reported to identify the country in which the point of sale is located, while cross-border card-based payment transactions initiated non-remotely are reported to identify the country in which the physical terminal is located.

Geographical breakdowns

Geo 0	Geo 1	Geo 2	Geo 3	Geo 4	Geo 6
Domestic	Domestic and cross-border combined	Cross-border	Domestic	Domestic	Single country breakdown for all countries (1)
			Single country breakdown for each EEA member	Cross-border within the EEA
			Rest of the world (cross-border outside the EEA)	Rest of the world (cross-border outside the EEA)
(1) Based on ISO 3166:https://www.iso.org/obp/ui/#search

1. Resumen

Título	Regulación

1.1 Referencias

1.2 Requisitos identificados

1.3 Estándares relacionados

2. Requisitos identificados

Requisitos
Fuente	Requisito

3. Estándares relacionados

Estándares
Fuente	Requisito

Builddate: 01.01.2022 00:00:00 -Doknr: CELEX:32013R1409
EULAW -
European Regulation published on http://eur-lex.europa.eu/