126. Institutions should take into account as a risk driver or segmentation criterion information …

Institutions should take into account as a risk driver or segmentation criterion information on all main types of collaterals that are used within the scope of application of the LGD model. Institutions should clearly define in their internal policies the main and other types of collaterals used for the type of exposures covered by the rating system and should ensure that, to the extent that LGD estimates take into account the existence of collateral, the policies regarding the management of these types of collateral comply with the requirement of Article 181(1)(f) of Regulation (EU) No 575/2013. Institutions should specify the main types of collaterals in such a way that the cash flows from the remaining types of collaterals will not significantly bias the estimation of recoveries that are realised without the use of collaterals.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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