104. Institutions should analyse at least: a) a borrower’s ability to repay their obligations, e.g. …

Institutions should analyse at least:

• a) a borrower’s ability to repay their obligations, e.g. the PD;
• b) the recovery rate in the event of a borrower defaulting including the deterioration of the collateral values or credit worthiness of the guarantee provider, e.g. the LGD; and
• c) the size and dynamics of credit exposure, including the effect of undrawn commitments from borrowers, e.g. the exposure at default (EAD).

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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