Article 13

an custaiméir a shainaithint agus aitheantas an chustaiméara a fhíorú ar bhonn na ndoiciméad, na sonraí nó na faisnéise a fhaightear ó fhoinse iontaofa agus neamhspleách, lena n-áirítear, i gcás ina mbeidh fáil orthu, modhanna ríomh-shainaitheantais, seirbhísí ábhartha iontaobhais mar a leagtar amach i Rialachán (AE) Uimh. 910/2014 ó Pharlaimint na hEorpa agus ón gComhairle ( 17 ) nó aon phróiseas eile sainaitheantais slán, cianda nó leictreonach atá rialaithe, aitheanta nó formheasta ag na húdaráis náisiúnta inniúla nó a bhfuil glactha acu leis;

identifying the beneficial owner and taking reasonable measures to verify that person's identity so that the obliged entity is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts, companies, foundations and similar legal arrangements, taking reasonable measures to understand the ownership and control structure of the customer. ►M1  I gcás inarb é an t-oifigeach bainistíochta sinsearach an t-úinéir tairbhiúil arna shainaithint, amhail dá dtagraítear in Airteagal 3(6) (a) (ii), déanfaidh eintitis faoi oibleagáid na bearta réasúnacha is gá chun fíorú a dhéanamh ar aitheantas an duine nádúrtha a bhfuil post oifigigh bainistíochta shinsearaigh aige nó aici agus coimeádfaidh siad taifid ar na gníomhaíochtaí a rinneadh chomh maith le haon deacracht a bhí acu le linn phróiseas an fhíoraithe; ◄

assessing and, as appropriate, obtaining information on the purpose and intended nature of the business relationship;

conducting ongoing monitoring of the business relationship including scrutiny of transactions undertaken throughout the course of that relationship to ensure that the transactions being conducted are consistent with the obliged entity's knowledge of the customer, the business and risk profile, including where necessary the source of funds and ensuring that the documents, data or information held are kept up-to-date.

in the case of beneficiaries that are identified as specifically named persons or legal arrangements, taking the name of the person;

in the case of beneficiaries that are designated by characteristics or by class or by other means, obtaining sufficient information concerning those beneficiaries to satisfy the credit institutions or financial institution that it will be able to establish the identity of the beneficiary at the time of the payout.