9.4 Issuance of a Credential to a Digital Wallet

Agency B makes its subscriber accounts available for federation through the use of digital wallet technology. The agency’s agreement for issuing attribute bundles (known in this technology space as “credentials”) into wallets is facilitated by a federation authority that is set up to manage digital wallets across the Federal Government. The federation authority establishes the identity of the CSP for each agency under the multilateral agreement and ensures that only the CSP for Agency B can onboard subscriber-controlled wallets for Agency B within the multilateral trust agreement.

A subscriber has a digital wallet running on their device that they want to use with their subscriber account from Agency B. The subscriber directs their digital wallet software to Agency B’s CSP. The subscriber uses a biometric factor to activate their digital wallet, and the digital wallet makes an onboarding request to the CSP for the subscriber account. This onboarding request includes proof of a signing key held by the digital wallet. The CSP verifies the wallet’s proof and processes any additional attestations from the wallet device.

The subscriber authenticates to the CSP during the onboarding process. The CSP prompts the subscriber with the terms of the trust agreement from the federation authority and asks the subscriber to confirm that they wish to issue an identity to the digital wallet in question. The subscriber is informed of the sets of attributes that are made available to the wallet.

The CSP creates an attribute bundle that includes the subscriber’s attributes and a reference to the digital wallet’s verification key. The CSP signs this attribute bundle with its own signing key and returns the bundle to the digital wallet.

When the subscriber needs to access an RP, whether for authentication or identity proofing, the RP sends a query to the subscriber’s wallet for an attribute bundle that fits the RP’s needs. The RP has a trust agreement with the same federation authority and agrees to trust identities that are issued under the multilateral trust agreement’s rules. The digital wallet, acting as an IdP, identifies that the RP’s request can be fulfilled by the attribute bundle issued from Agency B’s CSP. The digital wallet prompts the subscriber to activate the IdP function of the digital wallet software using a local biometric factor. The digital wallet prompts the subscriber to confirm that they want to present the requested attributes to the RP in question. When the subscriber accepts, the IdP function of the digital wallet creates an assertion for the RP that is signed with the digital wallet’s signing keys. The assertion includes the signed attribute bundle from the CSP. The IdP delivers the assertion to the RP.

The RP receives the signed assertion and validates the signature of the attribute bundle from the CSP using the CSP’s verification keys that were identified by the federation authority. The RP then validates the signature of the assertion using the verification key that is identified in the assertion. When these checks pass successfully, the RP creates an RP subscriber account to represent the subscriber at the RP based on the information in the assertion.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Rialacháin ghaolmhara

2. Ceanglais aitheanta

3. Rialacháin ghaolmhara

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