146. Indirect costs should include all costs stemming from the running of the institution’s …

Indirect costs should include all costs stemming from the running of the institution’s recovery processes, overall costs of outsourced collection services not included as direct costs, and all other costs related to the collection on defaulted exposures that cannot be directly attributed to collection on a specific exposure. Institutions should include in their estimation of indirect costs an appropriate percentage of other ongoing costs, such as institutions’ overheads related to the recovery processes, unless they can demonstrate that these costs are immaterial.

6.3.2 Long-run average LGD

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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