184. The EL BE should be estimated on the basis of the long-run average LGD, referred to in …

The EL BE should be estimated on the basis of the long-run average LGD, referred to in paragraph 180 and no further adjustments to reflect current economic conditions should be performed where any of the following conditions is met:

• (a) the model includes directly at least one macroeconomic factor as a risk driver;
• (b) at least one material risk driver is sensitive to economic conditions;
• (c) the realised LGD for defaulted exposures, referred to in paragraph 178, is not sensitive to the economic factors relevant for the type of exposures under consideration.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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