140. Institutions should build their stress testing programme based on both internal and external …

Institutions should build their stress testing programme based on both internal and external data, while analysing carefully:

• a) the use of scaling factors (e.g. in a situation where external data were scaled down, the scaling may be reduced) and the possible need for additional impacts stemming from changing scaling factors in a stress situation; and
• b) the criteria for determining the relevance of data (e.g. data on a large loss considered not relevant may be used within the stress test, in addition to Capital Requirements Regulation (CRR) requirements).

4.7.5 Conduct-related risk and associated litigation costs

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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