+Annex 1 – List of dimensions and subdimensions applicable to each high-level sectoral exposure
---+1. Type of debtor or counterparty sector 1. Type of debtor or counterparty 1. Type of debtor or …
---+2. Type of exposure 2. Type of exposure 2. Type of exposure 2. Type of exposure
---+3. Type of collateral 3. Type of collateral 3. Type of collateral 3. Type of collateral
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Annex 1 – List of dimensions and subdimensions applicable to each high-level sectoral exposure
| (i) Retail exposures to natural persons which are secured by residential property | (ii) Exposures to legal persons which are secured by mortgages (iii) Exposures to legal persons (iv) Exposures to natural persons excluding on commercial immovable excluding those specified in (ii) those specified in (i) property |
1. Forbhreathnú
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Rialáil |
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1. Type of debtor or counterparty sector 1. Type of debtor or counterparty 1. Type of debtor or …
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| Type of debtor or counterparty sector | 1. Type of debtor or counterparty 1. Type of debtor or counterparty 1. Type of debtor or counterparty sector sector sector | | i. Natural persons | i. Natural persons i. Non-financial corporations i. Non-financial corporations ii. Financial corporations ii. Financial corporations iii. General governments iii. General governments 1.a. Economic activity 1.a. Economic activity i. NACE A – S i. NACE A – S |
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2. Type of exposure 2. Type of exposure 2. Type of exposure 2. Type of exposure
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- i. Retail exposures i. All exposures i. All exposures i. All exposures
| By instrument i. Equity instruments ii. Debt securities iii. Loans and advances | ii. Retail exposures ii. Retail exposures ii. Retail exposures iii. Other than retail iii. Other than retail iii. Other than retail By instrument By instrument By instrument i. Equity instruments i. Equity instruments i. Equity instruments ii. Debt securities ii. Debt securities ii. Debt securities iii. Loans and advances iii. Loans and advances iii. Loans and advances (ii) Exposures to legal persons | | (i) Retail exposures to natural persons which are secured by residential property | which are secured by mortgages (iii) Exposures to legal persons (iv) Exposures to natural persons excluding on commercial immovable excluding those specified in (ii) those specified in (i) property |
- a. FX loans a. FX loans a. FX loans a. FX loans
- b. Credit for consumption b. Credit for consumption
| iv. Loan commitments given v. Financial guarantees given vi. Other commitments given | iv. Loan commitments given iv. Loan commitments given iv. Loan commitments given v. Financial guarantees given v. Financial guarantees given v. Financial guarantees given vi. Other commitments given vi. Other commitments given vi. Other commitments given |
2.a. Risk profile 2.a. Risk profile 2.a. Risk profile 2.a. Risk profile - i. Non-performing i. Non-performing i. Non-performing i. Non-performing
- ii. Risk weight ii. Risk weight ii. Risk weight ii. Risk weight
- iii. Loan-to-value iii. Loan-to-value iii. Loan-to-value iii. Loan-to-value
- iv. Loan-to-income iv. Debt-to-EBITDA ratio iv. Debt-to-EBITDA ratio iv. Loan-to-income
- v. Debt-to-income v. Debt-to-income
- vi. Debt service-to-income vi. Debt service-to-income
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3. Type of collateral 3. Type of collateral 3. Type of collateral 3. Type of collateral
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| i. Secured by RRE ii. Secured by CRE | i.Secured by RRE i. All types of collateral iv.Secured by other than immovable ii. Secured by RRE property iii. Secured by CRE v. Unsecured iv. Secured by other than immovable property v. Unsecured |
3.a. Geographical area 3.a. Geographical area 3.a. Geographical area 3.a. Geographical area - i. Country (NUTS 1 level) i. Country (NUTS 1 level) i. Country (NUTS 1 level) i. Country (NUTS 1 level)
- ii. Region (NUTS 2 level) ii. Region (NUTS 2 level) ii. Region (NUTS 2 level) ii. Region (NUTS 2 level)
- iii. City (NUTS 3 level) iii. City (NUTS 3 level) iii. City (NUTS 3 level) iii. City (NUTS 3 level)
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1.1 Tagairtí
1.2 Ceanglais aitheanta
1.3 Caighdeáin ghaolmhara
2. Ceanglais aitheanta
Ceanglais
| Foinse |
Ceanglas |
3. Caighdeáin ghaolmhara
Caighdeáin
| Foinse |
Ceanglas |
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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