+Article 23 1.

Article 23 1.

Member States shall ensure that, where a credit agreement relates to a foreign currency loan, an appropriate regulatory framework is in place at the time the credit agreement is concluded to at least ensure that:

(a) 

the consumer has a right to convert the credit agreement into an alternative currency under specified conditions; or

(b) 

there are other arrangements in place to limit the exchange rate risk to which the consumer is exposed under the credit agreement.

1. Forbhreathnú

,

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais

3. Caighdeáin ghaolmhara

Caighdeáin