75. Where a competent authority uses an automated IT system to determine the risk profile or score …

Where a competent authority uses an automated IT system to determine the risk profile or score of an individual subject of assessment, competent authorities should make allowances for situations where they may need to amend the results of the automated scoring on the basis of their professional judgment in addition to the review process set out in Step 4 of the RBS Model. Competent authorities may decide to apply their professional judgment if there is information that suggests that the overall risk rating is not a true reflection of reality, including information from financial intelligence units, media reports, other supervisors or on-site and off-site supervision. The rationale for such changes to the risk profile or score should be clearly documented by the competent authority.

1. Panoramica

1.1 Riferimenti

1.2 Requisiti identificati

1.3 Standard correlati

2. Requisiti identificati

3. Standard correlati

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  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.