Guideline 2: General data requirements

2.1. The payment service provider should report statistical information on:

• a. total payment transactions in line with the different breakdowns in Annex 2 and in accordance with Guideline 1; and

• b. total fraudulent payment transactions in line with the different breakdowns in Annex 2 and as defined in Guideline 1.6(a).

2.2. The payment service provider should report the statistical information specified in Guideline 2.1 in terms of both volume (i.e. number of transactions or fraudulent transactions) and value (i.e. amount of transactions or fraudulent transactions). They should report volumes and values in actual units, with two decimals for values.

2.3. A payment service provider authorised, or a branch established, in a Member State of the euro area should report the values in euro currency, whereas a payment service provider authorised, or a branch established, in a Member State not participating in the euro area should report in the currency of that Member State. The reporting payment service providers should convert data for values of transactions or fraudulent transactions denominated in a currency other than the euro currency or the relevant Member State’s official currency into the currency they should report in, using the relevant exchange rates applied to these transactions or the average ECB reference exchange rate for the applicable reporting period.

2.4. The payment service provider should report only payment transactions that have been executed, including those transactions that have been initiated by a payment initiation service provider. Prevented fraudulent transactions that are blocked before they are executed due to suspicion of fraud should not be included.

2.5. The payment service provider should report the statistical information with a breakdown in accordance with the breakdowns specified in Guideline 7 and compiled in Annex 2.

2.6. The payment service provider should identify the applicable data breakdown(s), depending on the payment service(s) and payment instrument(s) provided, and submit the applicable data to the competent authority.

2.7. The payment service provider should ensure that all data reported to the competent authority can be cross-referenced in accordance with Annex 2.

2.8. The payment service provider should allocate each transaction to only one sub-category for each row of each data breakdown.

2.9. In the case of a series of payment transactions being executed, or fraudulent payment transactions being executed, the payment service provider should consider each payment transaction or fraudulent payment transaction in the series to count as one.

2.10. The payment service provider can report zero (‘0’) where there were no transactions or fraudulent transactions taking place for a particular indicator in the reporting period established. Where the payment service provider cannot report data for a specific breakdown because that particular data breakdown is not applicable to that PSP, the data should be reported as ‘NA’.

2.11. For the purpose of avoiding double-counting, the payer’s payment service provider should submit data in its issuing (or initiating) capacity. As an exception, data for card payments should be reported both by the payer’s payment service provider and by the payee’s

payment service provider acquiring the payment transaction. The two perspectives should be reported separately, with different breakdowns as detailed in Annex 2. In the event that there is more than one acquiring payment service provider involved, the provider that has the contractual relationship with the payee should report. In addition, for direct debits, transactions must be reported by the payee’s payment service provider only, given that these transactions are initiated by the payee.

2.12. In order to avoid double counting when calculating the total transactions and fraudulent transactions across all payment instruments, the payment service provider that executes credit transfers initiated by a payment initiation service provider should indicate the breakdown for the volume and value of the total transactions and fraudulent payment transactions that have been initiated via a payment initiation service provider when reporting under Data Breakdown A.

1. Panoramica

1.1 Riferimenti

1.2 Requisiti identificati

1.3 Standard correlati

2. Requisiti identificati

3. Standard correlati

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/