A- Data breakdown for credit transfers

of which fraudulent credit transfers by fraud types: 1.3.1.1.1 Issuance of a payment order by the fraudster X

1.3.1.1.2 Modification of a payment order by the fraudster X 1.3.1.1.3 Manipulation of the payer by the fraudster to issue a payment order X

1.3.1.2.1 Issuance of a payment order by the fraudster X 1.3.1.2.2 Modification of a payment order by the fraudster X

1.3.1.2.3 Manipulation of the payer by the fraudster to issue a payment order X

1.3.1.2.5 Payment to self (Art.15 RTS) X X

1.3.1.2.6 Trusted beneficiary (Art.13 RTS) X X 1.3.1.2.7 Recurring transaction (Art.14 RTS) X X

1.3.1.2.8 Use of secure corporate payment processes or protocols (Art. 17 RTS) X X 1.3.1.2.9 Transaction risk analysis (Art.18 RTS) X X 1.3.2 Of which initiated via non-remote payment channel X X

of which fraudulent credit transfers by fraud types: 1.3.2.1.1 Issuance of a payment order by the fraudster X

1.3.2.1.2 Modification of a payment order by the fraudster X 1.3.2.1.3 Manipulation of the payer by the fraudster to issue a payment order X

1.3.2.2.1 Issuance of a payment order by the fraudster X 1.3.2.2.2 Modification of a payment order by the fraudster X

1.3.2.2.3 Manipulation of the payer by the fraudster to issue a payment order X

1.3.2.2.4 Payment to self (Art.15 RTS) X X

1.3.2.2.5 Trusted beneficiary (Art.13 RTS) X X 1.3.2.2.6 Recurring transaction (Art.14 RTS) X X 1.3.2.2.7 Contactless low value (Art. 11 RTS) X X

1.3.2.2.8 Unattended terminal for transport or parking fares (Art. 12 RTS) X X

Losses due to fraud per liability bearer: Total losses The reporting payment service provider X The Payment service user (payer) X Others X

1.2 + 1.3 = 1; 1.1 does not equate 1 but is a subset of 1 1.3.1 + 1.3.2 = 1.3 1.3.1.1 + 1.3.1.2 = 1.3.1 1.3.2.1 + 1.3.2.2 = 1.3.2 1.3.1.1.1 + 1.3.1.1.2 + 1.3.1.1.3 = fraudulent payment transaction figure of 1.3.1.1; 1.3.1.2.1 + 1.3.1.2.2 + 1.3.1.2.3 = fraudulent payment transaction figure of 1.3.1.2; 1.3.2.1.1 + 1.3.2.1.2 + 1.3.2.1.3 = fraudulent payment transaction figure of 1.3.2.1; 1.3.2.2.1 + 1.3.2.2.2 + 1.3.2.2.3 = fraudulent payment transaction figure of 1.3.2.2 1.3.1.2.4 + 1.3.1.2.5 + 1.3.1.2.6 + 1.3.1.2.7 + 1.3.1.2.8 + 1.3.1.2.9 = 1.3.1.2 1.3.2.2.4 + 1.3.2.2.5 + 1.3.2.2.6 + 1.3.2.2.7 + 1.3.2.2.8 = 1.3.2.2

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