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+17. To ensure a minimum level of comparability, competent authorities should refer to the … |
17. To ensure a minimum level of comparability, competent authorities should refer to the …To ensure a minimum level of comparability, competent authorities should refer to the categories below as a starting point: ► Category 1 – All institutions defined as ‘large institutions’ in Article 4(1), point 146 of Regulation (EU) 575/2013. Competent authorities may classify ‘large institutions’ as Category 2 or Category 3 institutions for proportionality reasons provided they are not G-SIIs. The reclassification of ‘large institutions’ that are not G-SIIs should be performed in accordance with the qualitative criteria of Category 2 and Category 3 below, considering the institution’s size, systemic importance, nature, scale and complexity of the activities. ► Category 2 – (i) Medium to large institutions other than those included in Category 1 which are not ‘small and non-complex institutions’ as defined in Article 4(1), point 145, of Regulation (EU) 575/2013 and operate in several business lines, including non-banking activities, or have sizeable cross-border activities, and offer credit and financial products to retail and corporate customers; (ii) non-systemically important specialised institutions with significant market shares in their lines of business or payment systems, or trading platforms/markets for financial instruments; (iii) institutions considered important, due to their size, activities, or business model (e.g. central institutions of an IPS, CCPs, CSDs, central cooperative banks or central savings banks), for the economy (e.g. in terms of total assets over gross domestic product – TA/GDP) or for the banking sector in a particular Member State. ► Category 3 – (i) Small to medium institutions other than those included in Categories 1 and 2, which are not ‘small and non-complex institutions’ as defined in Article 4(1), point 145, of Regulation (EU) 575/2013 and operate in a limited number of business lines, or have non-significant cross-border activities, offering predominantly credit products to retail, corporate and institutional customers with a limited offering of financial products; (ii) specialised institutions with less-significant market shares in their lines of business or payment systems, or financial exchanges. ► Category 4 – All institutions defined as ‘small and non-complex institutions’ in Article 4(1), point 145 of Regulation (EU) 575/2013 and all other small non-complex institutions that do not fall into Categories 1 to 3 (e.g. with a limited scope of activities and non-significant market shares in their lines of business). 2.1.2. Continuous assessment of risks, escalation framework and supervisory measures 1. Panoramica
1.1 Riferimenti1.2 Requisiti identificati1.3 Standard correlati2. Requisiti identificati
3. Standard correlati
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