Article 81 2.

it is appropriate to continue separate supervision of banking, insurance, occupational pensions, securities and financial markets;

it is appropriate to undertake prudential supervision and supervise the conduct of business separately or by the same supervisor;

it is appropriate to simplify and reinforce the architecture of the ESFS in order to increase the coherence between the macro and the micro levels and between the ESAs;

the evolution of the ESFS is consistent with that of the global evolution;

there is sufficient diversity and excellence within the ESFS;

accountability and transparency in relation to publication requirements are adequate;

the resources of the Authority are adequate to carry out its responsibilities;

it is appropriate for the seat of the Authority to be maintained or to move the ESAs to a single seat to enhance better coordination between them.