+CHAPTER III EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION
---+Article 10 Access to the payment account information directly with the account servicing payment service provider
------+Article 10 1.
------+Article 10 2.
---+Article 10a Access to the payment account information through an account information service provider
------+Article 10a 1.
------+Article 10a 2.
------+Article 10a 3.
------+Article 10a 4.
---+Article 11 Contactless payments at point of sale
---+Article 12 Unattended terminals for transport fares and parking fees
---+Article 13 Trusted beneficiaries
------+Article 13 1.
------+Article 13 2.
---+Article 14 Recurring transactions
------+Article 14 1.
------+Article 14 2.
---+Article 15 Credit transfers between accounts held by the same natural or legal person
---+Article 16 Low-value transactions
---+Article 17 Secure corporate payment processes and protocols
---+Article 18 Transaction risk analysis
------+Article 18 1.
------+Article 18 2.
------+Article 18 3.
---+Article 19 Calculation of fraud rates
------+Article 19 1.
------+Article 19 2.
------+Article 19 3.
---+Article 20 Cessation of exemptions based on transaction risk analysis
------+Article 20 1.
------+Article 20 2.
------+Article 20 3.
------+Article 20 4.
---+Article 21 Monitoring
------+Article 21 1.
------+Article 21 2.

CHAPTER III EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION

CHAPTER III EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION

1. Panoramica

,
Article 10 Access to the payment account information directly with the account servicing payment service provider
Article 10a Access to the payment account information through an account information service provider
Article 11 Contactless payments at point of sale

Article 11

Contactless payments at point of sale

Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the requirements laid down in Article 2, where the payer initiates a contactless electronic payment transaction provided that the following conditions are met:

(a) 

the individual amount of the contactless electronic payment transaction does not exceed EUR 50; and

(b) 

the cumulative amount of previous contactless electronic payment transactions initiated by means of a payment instrument with a contactless functionality from the date of the last application of strong customer authentication does not exceed EUR 150; or

(c) 

the number of consecutive contactless electronic payment transactions initiated via the payment instrument offering a contactless functionality since the last application of strong customer authentication does not exceed five.
Article 12 Unattended terminals for transport fares and parking fees

Article 12

Unattended terminals for transport fares and parking fees

Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the requirements laid down in Article 2, where the payer initiates an electronic payment transaction at an unattended payment terminal for the purpose of paying a transport fare or a parking fee.
Article 13 Trusted beneficiaries
Article 14 Recurring transactions
Article 15 Credit transfers between accounts held by the same natural or legal person

Article 15

Credit transfers between accounts held by the same natural or legal person

Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the requirements laid down in Article 2, where the payer initiates a credit transfer in circumstances where the payer and the payee are the same natural or legal person and both payment accounts are held by the same account servicing payment service provider.
Article 16 Low-value transactions

Article 16

Low-value transactions

Payment service providers shall be allowed not to apply strong customer authentication, where the payer initiates a remote electronic payment transaction provided that the following conditions are met:

(a) 

the amount of the remote electronic payment transaction does not exceed EUR 30; and

(b) 

the cumulative amount of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed EUR 100; or

(c) 

the number of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed five consecutive individual remote electronic payment transactions.
Article 17 Secure corporate payment processes and protocols

Article 17

Secure corporate payment processes and protocols

Payment service providers shall be allowed not to apply strong customer authentication, in respect of legal persons initiating electronic payment transactions through the use of dedicated payment processes or protocols that are only made available to payers who are not consumers, where the competent authorities are satisfied that those processes or protocols guarantee at least equivalent levels of security to those provided for by Directive (EU) 2015/2366.
Article 18 Transaction risk analysis
Article 19 Calculation of fraud rates
Article 20 Cessation of exemptions based on transaction risk analysis
Article 21 Monitoring

1.1 Riferimenti

1.2 Requisiti identificati

1.3 Standard correlati

2. Requisiti identificati

Requisiti

3. Standard correlati

Standard