Article 54 Use of confidential information

to check that the conditions governing access to the activity of credit institutions are met and to facilitate monitoring, on a non-consolidated or consolidated basis, of the conduct of such activity, especially with regard to the monitoring of liquidity, solvency, large exposures, and administrative and accounting procedures and internal control mechanisms;

to impose penalties;

in an appeal against a decision of the competent authority including court proceedings pursuant to Article 72;

in court proceedings initiated pursuant to special provisions provided for in Union law adopted in the field of credit institutions.