5. By way of derogation from Article 22, Member States may provide for longer or indefinite disqualification periods where the insolvent entrepreneur is a member of a profession:
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(a)
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to which specific ethical rules or specific rules on reputation or expertise apply, and the entrepreneur has infringed those rules; or
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(b)
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dealing with the management of the property of others.
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The first subparagraph shall also apply where an insolvent entrepreneur requests access to a profession as referred to in point (a) or (b) of that subparagraph.