56. This title specifies criteria for the assessment of the business model and strategy of the …

This title specifies criteria for the assessment of the business model and strategy of the institution. The purpose of this assessment by competent authorities is to achieve a comprehensive understanding – both in current and forward-looking perspectives – of the institution’s operations, identify significant existing or potential vulnerabilities which are most likely to have a material impact on the institution, and assess the overall soundness of its business model and strategy. Following this assessment, competent authorities should determine:

• a. the viability of the institution’s current business model, measured by its ability to generate acceptable returns over the next 12 months;
• b. the sustainability of the institution’s strategy, based on its ability to generate acceptable returns over a forward-looking period of at least three years, as derived from its strategic plans and financial projections.

1. Ħarsa ġenerali

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

3. Standards relatati

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/