Article 4 PEPP contract

a description of the Basic PEPP, as referred to in Article 45, including information on the guarantee on the capital invested or the investment strategy directed at ensuring the capital protection;

a description of the alternative investment options, as referred to in Article 42(2), where applicable;

the conditions related to the modification of the investment option referred to in Article 44;

where the PEPP offers biometric risk coverage, details of that coverage, including the circumstances that would trigger it;

a description of the PEPP retirement benefits, in particular the possible forms of out-payments and the right to change the form of out-payment referred to in Article 59;

the conditions related to the portability service referred to in Articles 17 to 20 including information on the Member States for which a sub-account is available;

the conditions related to the switching service referred to in Articles 52 to 55;

the categories of costs and total aggregate costs expressed in percentage terms and in monetary terms, where applicable;

the conditions related to the accumulation phase for the sub-account corresponding to the Member State of residence of the PEPP saver referred to in Article 47;

the conditions related to the decumulation phase for the sub-account corresponding to the Member State of residence of the PEPP saver referred to in Article 57;

where applicable, the conditions under which advantages or incentives granted are to be repaid to the Member State of residence of the PEPP saver.