+Article 25 2.

Article 25 2.

Other retail deposits shall be subject to higher outflow rates, as determined by the credit institution, in accordance with paragraph 3, where the following conditions are met:

(a) 

the total deposit balance, including all the client's deposit accounts at that credit institution or group, exceeds EUR 500 000 ;

▼M1

(b) 

the deposit is an internet access-only account;

▼B

(c) 

the deposit offers an interest rate that fulfils any of the following conditions:

(i) 

the rate significantly exceeds the average rate for similar retail products;

(ii) 

its return is derived from the return on a market index or set of indices;

(iii) 

its return is derived from any market variable other than a floating interest rate;

(d) 

the deposit was originally placed as fixed-term with an expiry date maturing within the 30 calendar day period or the deposit presents a fixed notice period shorter than 30 calendar days, in accordance with contractual arrangements, other than those deposits that qualify for the treatment provided for in paragraph 4;

(e) 

for credit institutions established in the Union, the depositor is resident in a third country or the deposit is denominated in a currency other than the euro or the domestic currency of a Member State. For credit institutions or branches in third countries, the depositor is a non-resident in the third country or the deposit is denominated in another currency than the domestic currency of the third country;

1. Ħarsa ġenerali

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1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards