Article 28 1

(a)

a list of all infringement proceedings initiated by the Commission in relation to this Directive;

(b)

an assessment of the average fee levels in Member States for payment accounts falling within the scope of this Directive;

(c)

an assessment of the feasibility of developing a framework for ensuring automated redirection of payments from one payment account to another within the same Member State combined with automated notifications to payees or payers when their transfers are redirected;

(d)

an assessment of the feasibility of extending the switching service provided for in Article 10 to cases where the receiving and transferring payment service providers are located in different Member States and of the feasibility of cross-border account-opening under Article 11;

(e)

an assessment of the number of account-holders who switched payment accounts since the transposition of this Directive based on the information provided by Member States pursuant to Article 27;

(f)

an assessment of the costs and benefits of an implementation of full Union-wide portability of payment account numbers;

(g)

an assessment of the number of credit institutions offering payment accounts with basic features;

(h)

an assessment of the number and, where anonymised information is made available, characteristics of the consumers who have opened payment accounts with basic features since the transposition of this Directive;

(i)

an assessment of the average annual fees levied for payment accounts with basic features at Member State level;

(j)

an assessment of the effectiveness of existing measures and the need for additional measures to increase financial inclusion and to assist vulnerable members of society in relation to over-indebtedness;

(k)

examples of best practices among Member States for reducing consumer exclusion from access to payment services.