+Orientations (EBA/GL/2015/07)
---+Orientations de l'ABE sur l'interprétation des différentes situations dans lesquelles la défaillance d’un établissement est considérée comme avérée ou prévisible en vertu de l'article 32, paragraphe 6, de la directive 2014/59/UE
------+1. Le présent document contient des orientations émises en vertu de l’article 16 du règlement (UE) …
------+2. Les orientations donnent l’avis de l’ABE sur des pratiques de surveillance appropriées au sein …
------+3. Conformément à l’article 16, paragraphe 3, du règlement (UE) n° 1093/2010, les autorités …
------+4. Les notifications seront publiées sur le site internet de l’ABE, conformément à l’article 16 …
------+Statut de ces orientations
------+Obligations de déclaration
---------+5. Pursuant to Article 32(6) of Directive 2014/59/EU, these Guidelines intend to promote the …
---------+6. For this purpose, these Guidelines provide a set of objective elements that should support the …
---------+7. These Guidelines do not purport to constrain the ultimate discretion of the competent authority …
---------+8. These Guidelines should be read in conjunction with the conditions laid down in Article 32(1)(b) …
---------+9. The provisions in these Guidelines should also apply when a determination that an institution is …
------+Titre I – Objet, champ d'application et définitions
---------+10. For the purpose of these Guidelines, the following definitions apply: a. ‘ SREP’ means …
------+Objet
---------+11. These Guidelines are addressed to the competent authorities, as defined in Article 4(2)(i) of …
---------+12. The Guidelines also apply to institutions where they determine themselves to be failing or …
---------+13. The scope of these Guidelines is expanded beyond the scope set forth by Article 32(4) of …
------+Définitions
------+Champ d'application et destinataires
---------+14. For the purposes of making a determination that an institution is failing or likely to fail, in …
---------+15. The objective elements listed in these Guidelines should be carefully analysed on a …
---------+16. In most cases it is expected that several factors, rather than merely one, set out in these …
---------+17. Without prejudice to paragraph 16, some of the objective elements included in these Guidelines …
---------+18. When determining whether an institution is failing or likely to fail, the competent or the …
------+Titre II – Éléments objectifs permettant de déterminer si la défaillance d'un établissement est avérée ou prévisible
---------+19. In accordance with Article 32(4)(a) and (b) of Directive 2014/59/EU, an institution should be …
---------+20. When assessing the assets and liabilities of the institution in the near future and when …
---------+21. Additional elements that should be considered, when carrying out the determination specified in …
---------+22. With reference to paragraph 19(b) the extreme case of inadequate capital position would be …
------+1. Considérations générales
---------+23. In accordance with Article 32(4)(a) and (c) of Directive 2014/59/EU an institution should be …
---------+24. The determination whether the institution is likely to be unable to meet regulatory …
---------+25. Additional elements that should be considered, where relevant to the characteristics of the …
------+2. Situation de fonds propres
---------+26. According to Article 32(4)(a) of Directive 2014/59/EU, an institution shall be considered as …
---------+27. For the purpose of the above, the competent and/or the resolution authority should consider …
---------+4.1. Governance arrangements
------------+28. Certain objective elements should indicate that an institution has serious weaknesses in its …
------------+29. For the purposes of paragraph 28(c) examples of such material deficiencies, which in …
---------+4.2. Operational capacity to provide regulated activities
------------+30. Certain objective elements may negatively impact the institution’s operational capacity to …
------+3. Position de liquidité
------+4. Autres exigences attachées au maintien de l'agrément
---------+31. The assessment of the objective elements laid down in Title II of these Guidelines will usually …
---------+32. It should be noted that contrary to the standard SREP procedure applied to cross-border banking …
------+Titre III – Processus permettant de déterminer si la défaillance d'un établissement est avérée ou prévisible
---------+33. When the resolution authority is entrusted to make the determination whether an institution is …
---------+34. The objective elements listed in Title II of these Guidelines should be also taken into account …
---------+35. While making a determination that an institution is failing or likely to fail the resolution …
------+1. Appréciation par l'autorité compétente
---------+36. Without prejudice to Article 90 and Article 32(2) of Directive 2014/59/EU, in order to …
---------+37. Before concluding the determination that the institution is failing or likely to fail, the …
---------+38. Upon identifying the presence of the objective elements specified in Title II of these …
---------+3.1. Information provided by the competent authority
------------+39. According to Article 27(2) of Directive 2014/59/EU the competent authority is required to …
------------+40. To facilitate such exchanges of information, the competent authority should also provide the …
---------+3.2. Information provided by the resolution authority
------------+41. Upon the identification of objective elements specified in Title II of these Guidelines the …
------------+42. The competent authority should be informed in each case when the resolution authority: - …
------+2. Appréciation par l'autorité de résolution
---------+43. These Guidelines will apply from 1 January 2016.
 English - European Union - Financial Industry -

Orientations (EBA/GL/2015/07)

Orientations (EBA/GL/2015/07)

https://www.eba.europa.eu/activities/single-rulebook/regulatory-activities/resolution/guidelines-failing-or-likely-fail – PDF

1. Vue d’ensemble

,
Orientations de l'ABE sur l'interprétation des différentes situations dans lesquelles la défaillance d’un établissement est considérée comme avérée ou prévisible en vertu de l'article 32, paragraphe 6, de la directive 2014/59/UE

Orientations de l'ABE sur l'interprétation des différentes situations dans lesquelles la défaillance d’un établissement est considérée comme avérée ou prévisible en vertu de l'article 32, paragraphe 6, de la directive 2014/59/UE

1.1 Références

1.2 Exigences identifiées

1.3 Normes associées

2. Exigences identifiées

Exigences

3. Normes associées

Normes
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/