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+Article 178 3. |
Article 178 3.For the purpose of point (a) of paragraph 1, elements to be taken as indications of unlikeliness to pay shall include the following:
(a)
the institution puts the credit obligation on non-accrued status;
(b)
the institution recognises a specific credit adjustment resulting from a significant perceived decline in credit quality subsequent to the institution taking on the exposure;
(c)
the institution sells the credit obligation at a material credit-related economic loss;
(d)
the institution consents to a forbearance measure as referred to in Article 47b of the credit obligation where that measure is likely to result in a diminished financial obligation due to the material forgiveness, or postponement, of principal, interest or, where relevant, fees;
(e)
the institution has filed for the obligor's bankruptcy or a similar order in respect of an obligor's credit obligation to the institution, the parent undertaking or any of its subsidiaries;
(f)
the obligor has sought or has been placed in bankruptcy or similar protection where this would avoid or delay repayment of a credit obligation to the institution, the parent undertaking or any of its subsidiaries. 1. Prezentare generală
1.1 Referințe
1.2 Cerințe identificate1.3 Standarde asociate2. Cerințe identificate
3. Standarde asociate
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