+Articolul 501 Ajustarea expunerilor ponderate la risc și care nu se află în stare de nerambursare față de IMM-uri
---+Article 501 1.
---+Article 501 2.
|
Articolul 501 Ajustarea expunerilor ponderate la risc și care nu se află în stare de nerambursare față de IMM-uri
1. Prezentare generală
| Titlu |
Reglementare |
|
Article 501 1.
|
Institutions shall adjust the risk-weighted exposure amounts for non-defaulted exposures to an SME (RWEA), which are calculated in accordance with Chapter 2 or 3 of Title II of Part Three, as applicable, in accordance with the following formula:
where:
|
RWEA*
|
=
|
the RWEA adjusted by an SME supporting factor; and
|
▼C7
|
E* is either of the following:
|
=
|
(a)
the total amount owed to the institution, its subsidiaries, its parent undertakings and other subsidiaries of those parent undertakings, including any exposure in default, but excluding claims or contingent claims secured on residential property collateral, by the SME or the group of connected clients of the SME;
(b)
where the total amount referred to in point (a) is equal to 0, the amount of claims or contingent claims against the SME or the group of connected clients of the SME that are secured on residential property collateral and that are excluded from the calculation of the total amount referred to in that point.
|
▼M8
|
|
Article 501 2.
|
For the purposes of this Article:
▼M17
(a)
the exposure to an SME shall be included either in the retail or in the corporates or secured by mortgages on immovable property exposure classes but excluding ADC exposures;
(b)
an SME shall have the meaning laid down in Article 5, point (9);
▼M8
(c)
institutions shall take reasonable steps to correctly determine E* and obtain the information required under point (b).
|
,
1.1 Referințe
1.2 Cerințe identificate
1.3 Standarde asociate
2. Cerințe identificate
3. Standarde asociate
- Builddate: 01.01.2027 00:00:00 -Doknr: CELEX:32013R0575
- EULAW -
EN: Legal acts of the European Union from EUR-Lex, https://eur-lex.europa.eu/. © European Union. Re-use is authorised by Decision 2011/833/EU, provided the source is acknowledged; the consolidated texts are licensed under CC BY 4.0 (EUR-Lex legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the legislation published in the Official Journal of the European Union is deemed authentic.
DE: Rechtsakte der Europäischen Union aus EUR-Lex, https://eur-lex.europa.eu/. © Europäische Union. Weiterverwendung nach Beschluss 2011/833/EU mit Quellenangabe gestattet; die konsolidierten Fassungen stehen unter CC BY 4.0 (Rechtlicher Hinweis von EUR-Lex). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Verbindlich sind allein die im Amtsblatt der Europäischen Union veröffentlichten Rechtsakte.
|