69. Based on the performed analysis, competent authorities should form, or update, their view on …

Based on the performed analysis, competent authorities should form, or update, their view on the following elements:

• a. key vulnerabilities to which the institution’s business model and strategy expose it or may expose it, such as excessive concentrations or risk-taking, poor strategic steering of profitability and execution capabilities;
• b. viability of the institution’s current business model, as defined in paragraph 56, given its quantitative performance, risk appetite, funding structure, key success drivers and dependencies and business environment;
• c. sustainability of the institution’s strategy, as defined in paragraph 56, based on the plausibility of its strategic plan and financial forecasts, and given the supervisory assessment of the projected financial performance, overall strategy, level of operational resilience and the execution capabilities. Competent authorities should also consider the institution’s capacity to ensure its medium- to long-term resilience to environmental risks by taking into account long-term horizons of at least ten years, including by reviewing the environmental business model resilience analyses conducted by the institution in compliance with the EBA Guidelines on environmental scenario analysis²⁶ ;

²⁶ EBA/GL/2025/04

1. Pregled

1.1 Sklici

1.2 Ugotovljene zahteve

1.3 Povezani standardi

2. Ugotovljene zahteve

3. Povezani standardi

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