110. In accordance with Article 229(1) of Regulation (EU) No 575/2013 institutions may use various …

In accordance with Article 229(1) of Regulation (EU) No 575/2013 institutions may use various methods for the valuation of the collateral in the form of immovable property including in particular market value or mortgage lending value as defined in points (74) and (76) of Article 4(1) of that Regulation. Where institutions use various valuation approaches with regard to immovable properties that secure exposures included in the range of application of a certain rating system, they should collect and store in the RDS the information on the type of valuation and they should use this information consistently in the LGD estimation and in the application of LGD estimates.

1. Overview

1.1 References

• Article 229 1.

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.