+18. Where the intended use of the property is partly for sale and partly for lease and where the …

18. Where the intended use of the property is partly for sale and partly for lease and where the …

Where the intended use of the property is partly for sale and partly for lease and where the institution grants separate facilities for the sales part and for the lease part, the ADC preferential risk-weight can be applied at facility level provided it can be ensured that the repayment of the sales facility (respectively leases facility) is only based on the sales (respectively leases) of the units. For this purpose, the institution shall calculate two separate ratios at facility level for the assessment of significant portion of total contracts.

15

1. Overview

,
Summary Regulation

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements
Source Requirement

3. Related Standards

Standards
Source Requirement
  • EBA -

    EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

    DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.