+TITLE IIA IMPLEMENTATION OF RULES
---+Article 519c Compliance tool
------+Article 519c 1.
------+Article 519c 2.
---+Article 519d Minimum haircut floor framework for securities financing transactions
------+Article 519d 1.
------+Article 519d 2.
------+Article 519d 3.
---+Article 519 e Operational risk
---+Article 519f Proportionality

TITLE IIA IMPLEMENTATION OF RULES

1. Overview

Summary	Regulation
Article 519c Compliance tool
Article 519d Minimum haircut floor framework for securities financing transactions
Article 519 e Operational risk	Article 519 e Operational risk By 10 January 2028, EBA shall report to the Commission on the following: (a) the use of insurance in the context of the calculation of the own funds requirement for operational risk; (b) whether the recognition of insurance recoveries might lead to regulatory arbitrage by reducing the annual operational risk loss without a commensurate reduction in the actual operational loss exposure; (c) whether the recognition of insurance recoveries has a different impact on the appropriate coverage of recurring losses and of potential tail losses; (d) the availability and quality of data used by institutions when calculating their own funds requirement for operational risk. On the basis of that report, the Commission shall, where appropriate, submit to the European Parliament and to the Council a legislative proposal by 10 January 2029.
Article 519f Proportionality	Article 519f Proportionality EBA shall prepare a report assessing the overall prudential framework for small and non-complex institutions, in particular: (a) assessing those requirements also in relation to banking groups and specific business models; (b) taking into account the relevance of small and non-complex institutions at institution level and by region for maintaining financial stability and credit provision in local communities. In considering options for changes in the prudential framework, EBA shall base itself on the overarching principle that any simplified requirements are to be more conservative. EBA shall submit that report to the Commission by 31 December 2027.

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements
Source	Requirement

3. Related Standards

Standards
Source	Requirement

Builddate: 01.01.2027 00:00:00 -Doknr: CELEX:32013R0575
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