+CHAPTER IV FINAL PROVISIONS
---+Article 13 Competent authorities
------+Article 13 1
------+Article 13 2
------+Article 13 3
------+Article 13 4
------+Article 13 5
------+Article 13 6
---+Article 14 Penalties
------+Article 14 1
------+Article 14 2
---+Article 15 Settlement, out of court complaints and redress procedures
------+Article 15 1
------+Article 15 2
---+Article 16 Universal cards
------+Article 16 1
------+Article 16 2
---+Article 17 Review clause
------+Article 17 (a)
------+Article 17 (b)
------+Article 17 (c)
------+Article 17 (d)
------+Article 17 (e)
------+Article 17 (f)
------+Article 17 (g)
------+Article 17 (h)
------+Article 17 (i)
------+Article 17 (j)
------+Article 17 (k)
------+Article 17 2
---+Article 18 Entry into force
------+Article 18 1
------+Article 18 2

CHAPTER IV FINAL PROVISIONS

1. Overview

Summary	Regulation
Article 13 Competent authorities
Article 14 Penalties
Article 15 Settlement, out of court complaints and redress procedures
Article 16 Universal cards
Article 17 Review clause	By 9 June 2019, the Commission shall submit a report on the application of this Regulation to the European Parliament and to the Council. The Commission's report shall look in particular at the appropriateness of the levels of interchange fees and at steering mechanisms such as charges, taking into account the use and cost of the various means of payments and the level of entry of new players, new technology and innovative business models on the market. The assessment shall, in particular, consider:
Article 18 Entry into force

Requirements
Source	Requirement

Standards
Source	Requirement

Builddate: 19.05.2015 00:00:00 -Doknr: CELEX:32015R0751
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