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+Article 11 2. |
Article 11 2.The standard information shall specify in a clear, concise and prominent way:
(a)
the identity of the creditor or, where applicable, the credit intermediary or appointed representative;
(b)
where applicable, that the credit agreement will be secured by a mortgage or another comparable security commonly used in a Member State on residential immovable property or by a right related to residential immovable property;
(c)
the borrowing rate, indicating whether this is fixed or variable or a combination of both, together with particulars of any charges included in the total cost of the credit to the consumer;
(d)
the total amount of credit;
(e)
the APRC which shall be included in the advertisement at least as prominently as any interest rate;
(f)
where applicable, the duration of the credit agreement;
(g)
where applicable, the amount of the instalments;
(h)
where applicable, the total amount payable by the consumer;
(i)
where applicable, the number of instalments;
(j)
where applicable, a warning regarding the fact that possible fluctuations of the exchange rate could affect the amount payable by the consumer. 1. Overview
1.1 References1.2 Identified Requirements1.3 Related Standards2. Identified Requirements
3. Related Standards
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