77. The common processes, systems, tools and data mentioned above could include credit risk rating …

The common processes, systems, tools and data mentioned above could include credit risk rating systems, estimated PDs (subject to appropriate adjustments), past-due status, loan-to-value ratios, historical loss rates, product type, amortisation schedule, down payment requirements, market segment, geographical location, vintage (i.e. date of origination) and collateral type.

4.2.8 Principle 8 — Disclosure

A credit institution’s public disclosures should promote transparency and comparability by providing timely, relevant and decision-useful information.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/