77. The common processes, systems, tools and data mentioned above could include credit risk rating …

The common processes, systems, tools and data mentioned above could include credit risk rating systems, estimated PDs (subject to appropriate adjustments), past-due status, loan-to-value ratios, historical loss rates, product type, amortisation schedule, down payment requirements, market segment, geographical location, vintage (i.e. date of origination) and collateral type.

4.2.8 Principle 8 — Disclosure

A credit institution’s public disclosures should promote transparency and comparability by providing timely, relevant and decision-useful information.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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