+43. Credit institutions should establish targets as followings: a) by time horizons (short-term …

43. Credit institutions should establish targets as followings: a) by time horizons (short-term …

Credit institutions should establish targets as followings:

  • a) by time horizons (short-term (indicative one year), medium-term (indicative three years) and possibly long-term);
  • b) by main portfolios (e.g. retail mortgage, retail consumer, retail, small and medium-sized enterprises (SMEs), corporate, large corporate, commercial real estate);
  • c) by implementation options (e.g. cash recoveries from a hold strategy, collateral repossessions, recoveries from legal proceedings, revenues from sales of NPEs or write-offs).

1. Overview

,
Summary Regulation

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements
Source Requirement

3. Related Standards

Standards
Source Requirement
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/